This is the real story that is not getting told. People at AIG and JP Morgan and these other firms were making millions of dollars personally and for their companies by misrepresenting risk or just doing a bad job. And what is so typical in business today, no one stepped up and told the truth or challenged the status quo. These people should loose everything they have. Houses, cars, all their assets so they learn not to do it again. There should be criminal charges filed against these people.